Reading Time: 3 minutes The main problem that lies with using a credit card is that debt is inevitable. Most people now use credit cards instead of cash. If you aren’t disciplined with your purchases, you could end up having a mountain of debts to pay off. Spending with credit cards is not as easy as clearing the debt […]

Reading Time: 4 minutes Debt consolidation is a plan that combines all of your unpaid debts into a single monthly payment. This is usually achieved through a debt consolidation loan. A consolidation loan will reduce the balances to zero on the accounts included then requires you to make monthly payments to the loan company in place of your numerous […]

Reading Time: 3 minutes Do you have a lingering debt? If yes, it can become annoying especially after making payments that do not add up. Moreover, when a collection agency decides to interfere, you might have to deal with a lot of stress. Gold West Financial Even if this situation looks bleak, you could save yourself with a debt […]

Reading Time: 4 minutes According to Dave Ramsey, one of the most popular financial-advice gurus, bankruptcy is one of the top five life-altering negative events a person can experience along with divorce, severe illness, disability, and the death of a loved one. Gold West Financial While it may be the sensible thing if you’ve hit the perfect storm of […]

Reading Time: 4 minutes When was the last time you had a look at your budget? A budget, like life, is an evolving thing. Some expenses are fixed like rent or mortgage payments, whereas others are variable like entertainment and clothing. Then there are the semi-fixed ones where if you look hard enough you can often find places to […]

Reading Time: 3 minutes Everyone knows the absolute best way to get rich has nothing to do with schemes or shrewd investments or dumb luck. Although all of those things can sometimes lead to wealth, the absolute guaranteed way is regular contributions into compound interest accounts. Over time the money builds on itself. Gold West Financial hat’s all well […]

Reading Time: 4 minutes Just about all of us use credit cards, but far too many of us don’t use them well. Used well, a credit card is a convenient way to make your purchases. It can save you money through rewards and help you keep track of how and where you are spending. Used poorly a credit card […]