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Why consolidate?

Pay Less Interest

With a fixed-rate personal loan, you can lower your monthly payments and save tons of money in interest. Our lenders start at 3.84% APR.

Take Control

Consolidate high-interest debt into one new loan with a single monthly payment. No more juggling minimum payments each month.

Take Control

Consolidate high-interest debt into one new loan with a single monthly payment. No more juggling minimum payments each month.

No Prepayment Penalities

You decide when you pay off the loan! Make your monthly payments or pay more and complete your loan sooner. None of our lenders have pre-payment penalties.

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ONLINE APPLICATION | CONTACT | PRIVACY POLICY

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. We do not charge any fees or cost to submit a loan request. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. Gold West Financial does not endorse any participating lenders or brokers and will not charge you for referring you to a participating lender. Gold West Financial does not act as a loan broker. Gold West Financial researches and refers you to participating lenders, to whom you deal directly. For details, questions, or concerns regarding your requested loan, please contact your lender directly. Lenders may perform credit checks in order to evaluate your eligibility. By submitting a request to a participating lender, you are authorizing the lender to independently verify the information you submitted and your creditworthiness. Neither this service nor qualified participating lenders may be available in every state. This service does not constitute an offer or solicitation for loan products, which are prohibited by any state law. Void where prohibited.

Lenders we refer to you may be unable to extend credit if the lender determines that you do not meet their lending criteria. Account approval is subject to verification and confirmation of your credit history and acceptance by the lender. We, or the lender, may request verification of income and employment, or obtain a consumer credit report to verify your creditworthiness and identity. Upon request, you will be informed of the name and address of the credit reporting agency furnishing any such report. Subsequent consumer credit reports may be requested and used in connection with an update, renewal, or extension of credit. Interest rates will vary and are based on lender terms. Your APR will be determined based on your credit at time of application. Gold West Financial does not guarantee that submitting any requests will result in the origination of a loan and cannot guarantee that you will receive a loan with the most advantageous rate or terms. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner, and to accept the loan agreement made directly between you and the lender or lending partner. The lenders and lending partners we work with may charge an origination fee for facilitating the loan to you. For example, on a $10,000 loan with a 5% origination fee, you will incur a $500 origination fee and receive $9,500 upon successful issuance of your loan.

Please note, our lenders' and lending partners' privacy policy and security practices may differ from our standards. Gold West Financial assumes no responsibility, nor does it control, endorse or guarantee any aspect of an offered loan. Any request will be forwarded to our lenders and lending partners and they may make certain disclosures to you. The lender is solely responsible for its services to you, and you agree that Gold West Financial shall not be liable for any damages or costs of any type arising out of, or in any way connected with, your use of such services. You understand that lenders may keep your loan request information and any other information provided by Gold West Financial or received by them in the processing of your loan request, whether or not you are qualified for a loan with them or if you make a loan with them.

Loans are offered by Gold West Financial affiliates. Kuber Financial, LLC dba Mobilend is an affiliate of Gold West Financial. Loans are not offered in all states. Alaska: All loans made to Alaska residents must qualify for an annual percentage rate (APR) of 11% or less to be considered for an approval, and loan amount cannot be greater than $10,000. Arkansas: All loans made to Arkansas residents must qualify for an annual percentage rate (APR) of 17% or less to be considered for an approval. Colorado: All loans made to Colorado residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $75,000. Connecticut: All loans made to Connecticut residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $15,000. Florida: All loans made to Florida residents must qualify for an annual percentage rate (APR) of 18% or less to be considered for an approval, and loan amount cannot be greater than $25,000. Georgia: All loans made to Georgia residents must qualify for an annual percentage rate (APR) of 7% or less to be considered for an approval. Hawaii: All loans made to Hawaii residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval. Illinois: All loans made to Illinois residents must qualify for an annual percentage rate (APR) of 9% or less to be considered for an approval. Iowa: All loans made to Iowa residents must qualify for an annual percentage rate (APR) of 5% or less to be considered for an approval, and loan amount cannot be greater than $25,000. Kansas: All loans made to Kansas residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $25,000. Kentucky: All loans made to Kentucky residents must qualify for an annual percentage rate (APR) of 8% or less to be considered for an approval, and loan amount cannot be greater than $15,000. Maine: All loans made to Maine residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $35,000. Massachusetts: All loans made to Massachusetts residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for an approval, and loan amount cannot be greater than $6,000. Michigan: All loans made to Michigan residents must qualify for an annual percentage rate (APR) of 7% or less to be considered for an approval. Minnesota: All loans made to Minnesota residents must qualify for an annual percentage rate (APR) of 8% or less to be considered for an approval. Montana: All loans made to Montana residents must qualify for an annual percentage rate (APR) of 15% or less to be considered for an approval. Nebraska: Residents of Nebraska must be 19 years old to apply for credit. All loans made to Nebraska residents must qualify for an annual percentage rate (APR) of 16% or less and loan amount cannot be greater than $25,000 to be considered for approval. New Hampshire: All loans made to New Hampshire residents must qualify for an annual percentage rate (APR) of 10% or less and loan amount cannot be greater than $10,000 to be considered for an approval. New Jersey: All loans made to New Jersey residents must qualify for an annual percentage rate (APR) of 8% or less and loan amount cannot be greater than $50,000 to be considered for an approval. New Mexico: All loans made to New Mexico residents must be greater than $2,501 to be considered for an approval. New York: All loans made to New York residents must qualify for an annual percentage rate (APR) of 16% or less and loan amount cannot be greater than $25,000 to be considered for an approval. North Carolina: All loans made to North Carolina residents must qualify for an annual percentage rate (APR) of 8% or less and loan amount cannot be greater than $25,000 to be considered for an approval. Ohio: All loans made to Ohio residents must qualify for an annual percentage rate (APR) of 8% or less to be considered for an approval. Oklahoma: All loans made to Oklahoma residents must qualify for an annual percentage rate (APR) of 10% or less and loan amount cannot be greater than $54,000 to be considered for an approval. Oregon: All loans made to Oregon residents must qualify for an annual percentage rate (APR) of 5% or less and loan amount cannot be greater than $50,000 to be considered for an approval. Pennsylvania: All loans made to Pennsylvania residents must qualify for an annual percentage rate (APR) of 6% or less and loan amount cannot be greater than $35,000. South Carolina: All loans made to South Carolina residents must qualify for an annual percentage rate (APR) of 12% or less and loan amount cannot be greater than $90,000 to be considered for an approval. Tennessee: All loans made to Tennessee residents must qualify for an annual percentage rate (APR) of 7.52% or less to be considered for an approval. Texas: All loans made to Texas residents must qualify for an annual percentage rate (APR) of 10% or less to be considered for an approval. Virginia: All loans to Virginia residents must qualify for an annual percentage rate (APR) of 12% or less to be considered for approval. West Virginia: All loans made to West Virginia residents must qualify for an annual percentage rate (APR) of 18% or less and loan amount cannot be greater than $45,000 to be considered for an approval. Wyoming: All loans made to Wyoming residents must qualify for an annual percentage rate (APR) of 10% or less and loan amount cannot be greater than $50,000 to be considered for an approval.

Representative Example: If you borrow $5,000 on a 36-month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your creditworthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for a personal loan.

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