Reading Time: 3 minutes   Whenever you apply for credit one of the first things that a lender will do is to analyze your DTI (Debt to Income) to ensure that an appropriate decision is made and to give them confidence that you can indeed pay back the debt. A team will calculate debt to income ratio for your […]

Reading Time: 3 minutes   Today we are going to cover a distinction that many people do not have a solid foundational understanding of. This distinction is between the personal loan APR and the interest rate of a loan. According to Gallup well over 50% of Americans do not have a basic level of financial literacy. Part of this […]

Reading Time: 2 minutes   Today on Gold West Financial’s blog we are writing a very important article addressing a sensitive subject matter for many Americans. We are going to go over practical steps to help you get rid of credit card debt, for some the path of debt consultation is the appropriate path to consolidate credit card debt […]

Reading Time: 3 minutes   When times get challenging a personal loan can serve as a much needed light in a financially dark time. According to a survey conducted by Bank rate Nearly 4 in 10 Americans would borrow money to cover a $1K emergency. This shows that many Americans are not prepared for a financial emergency. Thankfully for […]

Reading Time: 3 minutes   As the world becomes more accustomed to dealing with finances online there is more of a requirement for awareness and education on the aspects of online financial management with special regard to safety and security especially with online loans. When seeking a loan, the historic need for a one on one relationship with a […]

Reading Time: 3 minutes   Present situation The Coronavirus pandemic has affected nearly everyone. Not only our lives, but our finances as well. With the sudden lockdown that occurred, it became difficult for everyone to manage their finances. Some people were unable to make their payments on time and interest has been piling month after month. With uncertainty in […]

Reading Time: 4 minutes   Are you getting deeper in credit card debt? Wondering how you’re ever going to clear out your outstanding debts? Relax! Here are a few tips to consider how you can get out of your debt safely without losing much on interest. Debt Settlement Companies The best way to settle down your longstanding debts is […]

Reading Time: 3 minutes   Debt Consolidation is one of the best strategies to enhance your financial status and a better way to pay off what you owe. If you choose a debt consolidation plan as a viable solution to clear off your outstanding debts, then you must be aware of a financial firm that can help you to […]

Reading Time: 3 minutes   Most expenses can be well balanced by just paying off a little extra every month. But for other escalating debts like credit cards with high monthly payments and high balances that are burdensome need a bigger solution. In this scenario, a Debt Consolidation Loan is the best way to manage your finances so you […]

Reading Time: 4 minutes Digital finance is the newest trend in the personal loan market. The rising debate between banks and non-banking financial firms has made personal loan easy & accessible to everyone. Previously, getting a personal loan was a tedious process. There was a lot of delay with hefty documentation and lengthy procedures involved. Today, getting a personal […]