• Gold West Financial

5 Super Simple Ways to Save Money and Get Ahead Financially

The average US adult spends hundreds of dollars every month on meaningless expenses. Are you ready to be different?

Check out these 5 simple (and I mean super simpe) ways to stop losing money. What do you intend to do with the money you save?  Stash it away for a vacation?  Buy that item you've been dreaming about?  Finally pay off some of that old credit card debt?


1.  Master the "30-Day Rule"

Avoiding instant gratification is one of the most important rules of personal finance. Forcing yourself to wait 30 days to decide on a non-essential purchase is an excellent way to start saving money.


After a month has passed, you’ll often find that the urge to buy has passed and you’ll have saved yourself some money (and space in the house) by simply waiting.  30-days sound like it’s too long? Start with a 3-day rule!


2.  Pack Your Lunch for Work

If you’re buying lunch every day at work, there’s a good chance you’re spending at least $8 per workday ($160 per month) on food. Keep that money in your pocket by preparing a large dinner and taking the leftovers for lunch. Learn to love leftovers!


3. Become A Cord-Cutter

Another big way to save money is to cut down on the amount of television you watch by eliminating your cable bill. There are a lot of financial benefits to this: less exposure to spending-inducing ads, a lower electric bill, and perhaps more free time to create!

You can also consider switching to a streaming service for a drastically cheaper option. Check out Roku, Google Chromecast, and Amazon Firestick for some affordable alternatives (all less than $50!). 

4.  Drink More Water, Get Healthier

Not only does drinking plenty of water have great health benefits – it has financial benefits too.  Replace expensive sodas, juices, and energy drinks with a big glass of water. Even better, use a refillable water bottle to save more money and reduce your carbon footprint.


5. Start Buying Second-Hand Stuff

The internet has made it extremely easy to find pre-owned items at great prices. Consider looking on OfferUp, eBay, or Letgo next time you need to make a major purchase.


You might also consider checking out your local yard sales. They can be a  great place to score deals on items you need – housewares, shoes, clothing, even sports equipment.

The key is to be careful to not use the low prices found at sales as an excuse to buy things you don’t need. Limit yourself to items that were already on your list of things to buy.


Gold West Financial is your source for debt resolution solutions -- bad credit OK. Ask us how we can help by giving us a call at (855) 200-0586 or apply online today!

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