Debt Resolution
Living with debt is not easy, that's why we've partnered with an American Fair Credit Counsel member, A+ rated and BBB accredited debt relief provider to give you an affordable and timely debt relief option. If you're struggling to repay your credit card debt, we want to help you get a fresh start. 
 

Debt Resolution is the process of negotiating with a creditor or debt collector to repay less than the full amount owed. Generally, you're able to repay less than the amount owed in a lump sum or in a short term payment plan. 

 

Experienced negotiators will contact your creditors on your behalf to negotiate a better repayment and reduce the amount of time you spend in debt. While your partner works out new terms, you will make a single (often times reduced) monthly payment into a third party account so that funds may build-up and be used to pay off the settlement. Once an agreement is reached, your negotiator will reach out to you to authorize the release of funds to your creditors. 

PROS

CONS

  • Experienced negotiators working on your behalf.

  • Immediate payment relief.

  • Can help you avoid bankruptcy.

  • Reduce the amount of time you spend in debt.

  • You pay nothing until your account has been settled.

  • Accounts get closed.

  • May have an adverse effect on your creditworthiness.

  • May temporarily increase the amount owed due to interest and fees.

  • Possibility of collection activity, such as being sued.

Find out if a debt relief program is right for you.

Gold West Financial LLC is not a debt settlement company and does not perform debt settlement services. Gold West Financial LLC  is a marketing company that provides its debt relief and consumer lending partner(s) with qualified leads.

 

Our partner(s) operates in some but not all states in the United States, Our partner(s) negotiate unsecured debts on behalf of their clients and do not assume their clients’ debts, make monthly payments to creditors on clients’ behalf, or give clients tax, bankruptcy, accounting, or legal advice. Gold West Financial LLC  does not provide credit repair services. Please contact a tax professional to discuss potential tax consequences associated with settling debts for less than the full balance. Please read and understand all of our partner's requirements and service agreement before enrolling or accepting any debt relief option.


The use of debt settlement services will likely adversely affect your creditworthiness, may result in the balances of your enrolled debts increasing due to the accrual of legal fees and interest on your accounts and you being subject to collections actions or lawsuits brought by your creditors. The settlements negotiated on behalf of clients resolve the entire account, including all accrued interest and fees. We cannot guarantee that our partner(s) will resolve your debts and results will vary based on your individual circumstances.

 

For questions related to the debt relief program and our partner(s), please contact our team at 1-866-651-7974

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Tel: +1-855-200-0586 | Em: info@goldwestfinancial.com

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Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. We do not charge any fee or cost to submit a loan request. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by lender or lending partner, and to accept the loan agreement made directly between you and the lender or lending partner. The lenders and lending partners we work with may charge an origination fee for facilitating the loan to you.

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Representative Example: If you borrow $5,000 on a 36-month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your creditworthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for a personal loan.

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APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lender or lending partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lender or lending partner. We recommend you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for a personal loan.